Fido Money Lending

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

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Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

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Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

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You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com

Fido贷款快捷，方便，方便。

获得加纳银行的许可，并受到数千名满意客户的信赖

仅适用于加纳

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为什么要通过Fido获得贷款？

any随时随地在家中舒适地使用;

👍在几分钟内收到贷款请求决定;

👍没有隐藏费用，所有费用都显示在应用程序中;

👍无需等待银行排队，无需书面工作;

👍无抵押及无担保人;

👍钱立即支付。

你对Fido有什么看法？

✓首次贷款可获得高达GHS 200，并可在10至33天内偿还;

✓我们每次您按时还款时都会增加贷款金额，最高可达600瑞士法郎;

✓随着贷款限额的增加，我们降低利率并提供更灵活的分期付款选择;

✓应用程序中显示利率和偿还总金额。

您需要申请什么？

✓有效身份证件（选民身份证，生物识别护照，NHIA）;

✓至少2个月的移动货币账户;

✓成为加纳居民，年满18岁。

如何申请？

✓下载应用程序并仅填写您的详细信息一次。后续申请仅确认您的详细信息。

✓立即获得贷款决定;

✓如果您获得批准，您将立即收到您的移动货币账户;

     注意：如果我们无法验证他们，可能会要求某些客户访问该分支机构

             在线身份。

如何偿还？

✓使用您的手机钱还款;

✓您可以在移动应用帮助部分找到有关如何还款的流程;

✓准时偿还，您有资格再次贷款。

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Fido Money Lending（Fido）是加纳银行的持牌金融机构，为加纳合格的借款人提供负责任的信贷。

申请人选择灵活的还款条款。这些条款在10到90天之间变化，可分一次或多次支付，具体取决于资格。贷款旨在协助紧急现金需求，而不是为长期债务提供服务。

费率取决于借款人选择的金额和期限。利息被设定为每天最高0.466％，并且由于良好的还款行为而减少。每笔贷款的最高费用为12 GHS。贷款提供短期，以限制借款人的总体信贷成本。

代表例：

借款人可以获得高达600 GHS的贷款30天，每天的利率为0.266％。

此类贷款的代表年度百分比率（APR），包括所有利息和费用，为123％，但此费率仅供参考。 Fido贷款不会复利，也不具备超出规定期限的延期或再融资的资格。

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您可以拨打0307082134与我们联系以获取更多信息

您可以放心，您的隐私，您的数据是安全的Fido

www.fidocredit.com

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

------------------------------------------------------------------------------------

Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

------------------------------------------------------------------------------------

Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

------------------------------------------------------------------------------------

You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com